Zwane Financial Services is a 100% black-owned, registered credit provider and FSP. We are
committed to providing individuals and businesses who are financially excluded with easy and
secure access to credit. We take pride in our dedication to serving and empowering low-income and
underserved communities, while actively working to bridge the wealth gap by offering reliable
financial services to disadvantaged populations.
We stand by a strict code of conduct:
Pre-Agreement Statement and Quotation: We provide all clients with a clear pre-agreement statement and a comprehensive quotation prior to entering into any agreement.
Credit Agreement Transparency: We ensure that all clients receive a copy of their credit agreement, detailing the terms and conditions in an easily understandable format.
Full Disclosure of Costs: We inform clients of all costs associated with the agreement, ensuring they are fully aware of their financial commitments.
Credit Reporting: We adhere to the NCR, FSCA and FIC as required, maintaining the highest standards of compliance.
Client Support in Default Situations: We assist clients who find themselves in default, ensuring they have the support needed to navigate difficult financial situations.
In South Africa, a significant portion of the population is excluded from formal banking systems and microfinance institutions. As a result, many financially disqualified individuals fall prey to loan sharks and unscrupulous credit providers who impose exorbitant interest rates, trapping them in a cycle of debt and further marginalizing them from the mainstream economy. This is the driving force behind the establishment of Zwane Financial Services. We recognized the need to empower individuals who lack access to essential economic services and, as a result, we offer a variety of quality and affordable financial products designed to meet their needs and help them build a better financial future.
